Effective July 1, a new change in Visa’s Operating Regulations went into effect without much fanfare. This change in regulations will allow merchants to route debit transactions through a PIN network even without a PIN being used. While PIN-less debit transactions have been around for a while, they have only been available for use by [...]
Entries Listed Under 'Cards: Debit'
Visa Rule Change You Should Know About
July 28, 2008 · Written by Brian Scott · No Comments
Categories: Cards · Cards: Debit · Marketing
Declining Rates Affect Card Payments
July 22, 2008 · Written by Brian Scott · No Comments
In a recent article on CreditUnions.com, the impact of declining rates and credit unions’ ability to compete in the marketplace is discussed.
One of the main topics of the article is a counter-intuitive, but good point. In a declining rate environment, while others are cutting interest rates on their cards, credit union cards are remaining relatively flat. [...]
Categories: Cards · Cards: Credit · Cards: Debit
Decoupled Debit Card Lives Again!
July 2, 2008 · Written by Mike Templeton · 3 Comments
Guest post from Morriss Partee, CEO of EverythingCU.com
When I saw an email from CapitalOne in my inbox on the morning of June 20, I thought it was just like any other of the junk emails that they are constantly sending me. But this one was different and caught my eye as it was hitting [...]
Categories: Cards · Cards: Credit · Cards: Debit
Interchange Changes
July 2, 2008 · Written by Brian Scott · No Comments
With the recent introduction of HR5546 The Credit Card Fair Fee Act of 2008 by Congressman Conyers of Michigan, the issue of interchange and it’s future is being heavily discussed.
On one side of the discussion are merchants and retailers that believe they are being charged too much for the card transactions they process. A core [...]
Categories: Cards · Cards: Credit · Cards: Debit
Rewards - A Complete Package
June 25, 2008 · Written by Aris Jerahian · No Comments
The Cards & Payments June 2008 issue had a great article on “Rethinking Rewards.” It talks about how issuers in US are updating their rewards program to reflect changes in the economy and consumer behavior. Although the focus of the article is for issuers, credit unions are at an advantage.
Categories: Cards · Cards: Credit · Cards: Debit · The Industry
De-coupling Decoupled Cards
June 19, 2008 · Written by Brian Scott · No Comments
In an announcement that was published on Digital Transactions’ website, Capital One has stopped their pilot of decoupled debit cards. The press release indicates that this was just a pilot test and nothing more. So what does this mean for your credit union? Probably not much, yet.
Categories: Cards: Debit
Refuel Your Card Program
May 15, 2008 · Written by Brian Scott · 1 Comment
Categories: Cards · Cards: Credit · Cards: Debit
Activation and Your Debit Portfolio
April 3, 2008 · Written by Aris Jerahian · No Comments
Categories: Cards: Debit
Simple Steps to Boost Your Debit Portfolio Performance
March 20, 2008 · Written by Aris Jerahian · No Comments
Categories: Cards: Debit
9 Ways to Put Some Steam Behind Your Card Program
February 5, 2008 · Written by Brian Scott · No Comments
Categories: Cards · Cards: Credit · Cards: Debit
