In a recent article, Parade Magazine has encouraged readers to apply for credit cards at a credit union, because they are “less likely to impose burdensome fees.” See the article in CUNA News Now.
As the article continued with various and sundry items about credit cards, it concluded with the fact that credit card debt in [...]
Entries Listed Under 'Cards: Credit'
Are You Promoting Responsible Credit?
August 27, 2008 · Written by Denny DeGroote · No Comments
Categories: ALM · Cards: Credit · Marketing
Declining Rates Affect Card Payments
July 22, 2008 · Written by Brian Scott · No Comments
In a recent article on CreditUnions.com, the impact of declining rates and credit unions’ ability to compete in the marketplace is discussed.
One of the main topics of the article is a counter-intuitive, but good point. In a declining rate environment, while others are cutting interest rates on their cards, credit union cards are remaining relatively flat. [...]
Categories: Cards · Cards: Credit · Cards: Debit
What’s in a (Product) Name?
July 14, 2008 · Written by Brian Scott · 2 Comments
Jeffry Pilcher over at The Financial Brand (a great resource for financial marketing ideas and information) writes about the commonalities in credit union names. For example, the word “Employees” shows up in 1,553 credit union names. It’s a fun article to read and it started me thinking, “What’s in a name?”
As most people in the [...]
Categories: Cards · Cards: Credit · Marketing
Decoupled Debit Card Lives Again!
July 2, 2008 · Written by Mike Templeton · 3 Comments
Guest post from Morriss Partee, CEO of EverythingCU.com
When I saw an email from CapitalOne in my inbox on the morning of June 20, I thought it was just like any other of the junk emails that they are constantly sending me. But this one was different and caught my eye as it was hitting [...]
Categories: Cards · Cards: Credit · Cards: Debit
Interchange Changes
July 2, 2008 · Written by Brian Scott · No Comments
With the recent introduction of HR5546 The Credit Card Fair Fee Act of 2008 by Congressman Conyers of Michigan, the issue of interchange and it’s future is being heavily discussed.
On one side of the discussion are merchants and retailers that believe they are being charged too much for the card transactions they process. A core [...]
Categories: Cards · Cards: Credit · Cards: Debit
Rewards - A Complete Package
June 25, 2008 · Written by Aris Jerahian · No Comments
The Cards & Payments June 2008 issue had a great article on “Rethinking Rewards.” It talks about how issuers in US are updating their rewards program to reflect changes in the economy and consumer behavior. Although the focus of the article is for issuers, credit unions are at an advantage.
Categories: Cards · Cards: Credit · Cards: Debit · The Industry
Refuel Your Card Program
May 15, 2008 · Written by Brian Scott · 1 Comment
Categories: Cards · Cards: Credit · Cards: Debit
9 Ways to Put Some Steam Behind Your Card Program
February 5, 2008 · Written by Brian Scott · No Comments
Categories: Cards · Cards: Credit · Cards: Debit
Marketing - Back to Basics
January 10, 2008 · Written by Aris Jerahian · No Comments
Categories: Cards: Credit
Got Sales?
December 11, 2007 · Written by Brian Scott · 1 Comment
Categories: Cards · Cards: Credit · Cards: Debit · Member Growth
